Online shopping is very convenient than traditional methods and billions of people shop through different online shopping sites to get the items they want. It is so convenient that one can shop from anywhere and anytime and get the goods delivered directly to the home without worrying about anything. At the same time rising customers and online portals, customers need to take care of the safety steps also to get a better shopping experience every time. Here are a few points that you should take into consideration while purchasing anything online:
- Always place orders from a secure connection
If your computer isn’t protected from malicious and antivirus software, your financial information like card details and passwords are at risk of being stolen (and everything else you store on your computer or do online). This concept is so basic, yet only a fraction of The total population adequately protects their computers and makes sure that your firewall is always on.
If you’re shopping online while using a WiFi network, it needs to be encrypted so someone who is lurking outside the house can’t collect your information. Avoid making any financial transactions when using a public network, as you may not know if it’s already compromised.
- Avoid offers that seem “too good to be true”
Any online store that promises too much at too low a price can be suspicious and scam to loot the money. If the price of the products is too low, consider whether the seller came by the items legally and have rights to sell if you will ever receive the items you paid for, whether the items are actually the brand showed or a cheap substitute, if the item will work, if you will be able to return damaged goods – or if the seller’s main business model is earning extra income by selling your financial information. Non-reputable online stores like their brick and mortar counterparts may run an absurdly low-price offer and then claim the item is out of stock, to try to sell you something else that you do not need in a classic “bait and switch” scam.
- Create Strong Passwords
Choosing a strong password is very important, and make sure that it is not as same as you use everywhere else. The password should be mixed with numbers, letters, and special characters at the same time. If you have difficulty remembering the passwords, you can use any password manager for that to secure your passwords in one place. Password managers even help you generate a unique and strong password for the sites you want to use.
- Check Statements Regularly
Do not wait for your bill to come at the end of the month, as soon as you do shopping, it is important to tally the amount deducted and the actual order value amount. Go online regularly, especially during the holiday season, to view electronic statements for your credit card, debit card, and savings accounts. You should definitely only buy online with a credit card or a separate debit card. If your debit card is compromised, scammers have direct access to your bank funds. It is better to keep one card aside for online transaction purposes only.
- Avoid Shopping in Public
What about using your own laptop to shop while you’re out, your computer might get vulnerable once it is connected to the public WiFi. It’s one thing to hand over a credit card to get swiped at the checkout, but when you have to enter the credit card number and expiration date and 3-digit code on the back into a shopping site while sitting in a public place like Cafe, you’re giving an over-the-shoulder snooper plenty of time to see the goods. Use sites that you trust that already have your credit card stored, so you don’t have to pull it out for more than a latte or shop mostly through reputable sites only. Better yet: stay home when online shopping.
- Search for the best price
You may use tools useful in helping you find the best offers online in trusted stores like Joupon. It is always recommended to check for offers and coupons than paying the full price, why pay full price when you can get the same thing at a special deal. You can easily redeem deals and coupons like Amazon Coupons, Flipkart Coupons, Ease My Trip Coupons for free.
- Think Mobile
There’s no real need to be any more nervous about shopping on a mobile device than online, as apps are more secure than sites, the hackers will redirect the site to the malicious site and steal all the financial information from you, but that won’t be the case with the app. Simply use apps provided directly by the retailers, like Amazon and Flipkart, even McDonalds or Zomato. Use the mobile applications to find what you want and then make the purchase directly, without going to the store or the website, so that there will be less chance to be vulnerable and you can shop with a free mind.
- Print or save a copy of your orders
It’s always a good idea to keep documentation of your online purchases, you can save the records in money and keep the receipts in cloud storage. Most shopping sites will send you an email or refer you to a web page with a confirmation of your purchase, and sometimes this can be assessed directly by logging into the sites you use for shopping; this page should include a purchase receipt and a confirmation number. You can print it or save the confirmation and keep it until you receive your product.